INSURANCE SCHEMES
The following three brokers were nominated as providing a
scheme that is overall both beneficial to the club and to the members.
Adrian Flux 0800 0890035
Footman James 0121 561 4196
Hagerty 01327 810600

In summary:
ADRIAN FLUX: Were a bit complicated to start with, but things did get easier.
FOOTMAN JAMES: Seem to be getting their act together again, having been taken
over by Towergate. I am expecting more Club support from them.
HAGERTY: Has a very efficient co-ordinator and very keen to do business with the
Club members.

Lancaster appear on the JCC website; however they have not been included on
the panel at this stage as they do not provide a club scheme, give commission, or have
multi-vehicle policies.

Members who are worried about policy renewal upon
attaining the age of 80 years should not let your insurance lapse or change insurer. Most insurers will
continue with no upper limit providing the above terms are not broken. Please check
your renewals!

Adrian Flux have advised of the following amendments to the details shown below-
• Age parameters: a 17 year-old could in most instances be covered, providing they own
the Jowett and are the named insured.
• Single vehicles: 17–79 for new business; existing clients vary, insurer to insurer.
• Multi-Vehicle: sons and daughters catered for, provided 25+ yrs.
• Other products: homes, etc – yes; trailer cover – yes; laid-up policy – yes.

POLICY DETAILS (Single digits in columns, refer to notes below)

A FLUX

FJ

HAGERTY

  

Club commission new policy

£30

5%

10%

  

Club commission renewal

NO

5%

10%

  

Discount off general quote

5-15%

NETT

NETT

  

Breakdown cover UK

1

YES

YES

  

Breakdown cover Europe

1

YES

YES

  

Legal costs

YES

YES

TBA

  

Agreed value

YES+£15

2

2

  

Accident - choose your own repairer

NO

YES

YES

  

Salvage retention

3

3

3

  

Limited / unlimited options

YES

YES

YES

  

Age parameters

17

25-80

30-80

  

Multi-vehicle classic / modern

YES

YES

NO

  

Multi-vehicle classic only

YES

YES

YES

  

Additional drivers

1

8

1

  

Driving other cars

NO

NO

7

  

Other products, e.g. house etc

NO

YES

NO

  

Trailer cover

NO

TBA

UP to £15K

  

Laid up policy

TBA

Nil mileage

Nil mileage

  

Club support

TBA

YES

YES

  

1: Additional on request - conditions apply.

2: Self valuation - photos required.

3: Subject to legislation.

4: Single vehicle 25-79 for new business; existing clients, no upper limits

providing no lapse in renewal; multi-vehicles sons and daughters catered for.

5: Not stand-alone but could be included in multi vehicle policy.

6: Yes, but must be in locked premises.

7: Fully insured to drive each others if both Hagerty policies.

8: Possible future inclusion.

NB: All details correct as at December 2013

 

.

Footman James Footman James
Jowett Car Club has partnered with Footman James who provide an insurance solution that delivers specialist cover for classic vehicles to owners, collectors, restorers, private clients and traders.
Footman James have been providing specialist vehicle insurance for 35 years. They play an active part in the classic vehicle industry, working with over 150 clubs, associations and infinity groups.
Footman James policies have been designed with you in mind, for example their Classic Car and Classic Bike insurance policies come with show and events cover as standard.
You can also further tailor these policies to suit you by choosing from a range of additional options, collectively called FJ+. Additional options include:
•Agreed Value: Rest assured in the knowledge that the true value of your vehicle has been settled and agreed at the beginning of your policy. Prices for classic cars and bikes are from £12
•Nil-Deduction Salvage Retention: If the worst should happen and your vehicle is involved in a total loss claim, this option allows you to retain your vehicle and/or its parts (subject to the salvage category applied) with no additional costs involved to purchase the salvage at the time of a loss (restrictions may apply). Prices for classic cars and bikes are from £15
•FJ Rescue provided by RAC: Breakdown service provided by the RAC. Pricing for classic cars and bikes are from £40
All FJ+ options can be added to your cover at anytime (certain restrictions may apply). Footman James can also arrange policies for your competition car, kit car and replica car too, as well as classics. They can insure all of these vehicles plus your modern daily driver on one Flex (up to 5 vehicles) or Multi-Vehicle (over 5 vehicles) policy - providing you with just one premium, one set of documents and one renewal date for your fleet of vehicles.
As part of Jowett Car Club you are eligible for club specialist rates with Footman James, which include:
• Cars may be covered from 10 years (drivers over 25/mileage restrictions may apply)
• Up to 10,000 miles available (driver and vehicle age restrictions apply)
• Classic policies for young enthusiasts (driver over 18, mileage restrictions apply)
• Multi vehicle cover for your classic and your modern
Footman James have a full online service where you can buy a policy, renew and access your documents easily on their document portal. You can find out more at Footman James
They also have a friendly UK call centre who you can call for a quote on 0333 207 6184
Terms, conditions and exclusions apply
Footman James is a trading name of Towergate Underwriting Group Limited. Registered in England No. 4043759 Registered Address: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority. WEGE058.12.13

Adrian FluxJowett Car Club - Insurance Scheme with Adrian Flux – Freephone: 0800 089 0035

Adrian Flux Insurance Services are pleased to have the opportunity to serve the Jowett Car Club and provide its members with competitive and bespoke policies for their Jowett's and any other vehicle they may own.

As one of the UK's most respected specialist insurance intermediaries we have a panel of insurers who we will use to find members the most appropriate policy – with of course a club discount.

All this is possible, because we know that as club members you are enthusiasts of the Jowett marque, who have the experience of driving your vehicles and are much less likely to make a claim than the average driver, and so we've been able to create special schemes that reward safe drivers like you.

Get cheaper Jowett Insurance from Adrian Flux.

TAILORED TO YOUR NEEDS

We have a panel of insurers who are able to provide Jowett Car Club members the following benefits:
•Instant quotations and cover
•Non-standard risks accepted, including:-
•High risk areas
•Unusual occupations
•Convictions
•Track day cover (please specify if required – not available with every policy)
•Laid up/Transit/In construction cover available
•Maximum introductory no claims bonus
•Full Breakdown and Recovery from £36.00 (optional)
•Protected NCB available
•Driving of other cars cover available (differs from insurer-to-insurer, our staff will advise)
•European Green Card Cover
•Agreed value cover available – typically for vehicles over 10 years old - (Please ask if the policy provides this at quotation).

Discounts are available for
•Security Precautions
•Experience of owning your Jowett
•Low mileage
•Restricted driving
•Advanced Driving qualifications
•Discounts for other cars owned and Household Insurance.

RING FOR A QUOTE

To take advantage of the club insurance scheme call the dedicated Club quotation line at Adrian Flux on 0800 089 0035 for your quotation. Lines are open 9.00 am to 7.00 pm Monday to Friday. 9.00am – 4.00pm Saturday.

INSURANCE VALUATIONS

In most instances we will require the completion of our Agreed Valuation form. This form must be completed, signed where indicated and sent, together with 6 photographs.

These need to consist of photographs of your vehicle taken showing the front, back, each side, engine bay and interior, with one including the registration number.

We require remittance of £15, payable to Adrian Flux Insurance Services to be sent along with the other info to:

Agreed Valuations, Adrian Flux Insurance Services, East Winch Hall, East Winch, King's Lynn, Norfolk PE32 1HN

hag

Who are we? Believe it or not, Hagerty is the largest classic car insurer in the world with MORE THAN 450,000 policy holders. Hagerty International Ltd started in the UK in 2006 but has the backing of not just Hagerty our parent company, but also Hiscox Insurance here in the UK.

Here in the UK we are a relatively small team of just 15 people and are working hard to raise our brand awareness without dropping our high standards of customer service. One of the reasons we are able to keep our premiums keenly priced, is down to the fact that we do not offer cover on modern or everyday use vehicles, nor do we offer household, life or pet insurance – all of which have contributed to an increase in premium for some of our competitors.

Our company is run with a policy which is, quite simply, the H-Factor! What becomes transparent, when dealing with us, is that customer service is a key, fundamental part of our business.

Here follows a short biography of just a few of our staff – selected in no particular order!

cpCharlie Patterson - Born and schooled in Windsor, previously worked with modern Motor Manufacturers such as Rover Group, SAAB and Nissan and joined Hagerty in 2008 as a Valuations Underwriter. I have always had a passion for classic Cars in particular although additionally, I have an interest is Aircraft and Boats as well, I believe this stems from my family background, my father and older brother often had a restoration project at home, whether a 1960's moped or even vintage Tractor at one stage, it obviously rubbed off on me and now I have owned various classic Cars for the last 20 years. They can be such good investments if (and it's a BIG if) you buy the right car for the right money and keep it in tip top condition.
Charlie is our expert on vehicle valuations – and do remember, we provide agreed value from policy inception. We must have this backed up with photos and we re-evaluate every three years.

ia
Ian Arthur – Renewals Underwriter - Originally from the Isle of Man, my interest of all things old and mechanical came from my late father at an early age, my interest quickly grew into classic cars and motorcycles. I am currently the custodian of the family Morgan which was purchased new by my late grandfather and has been passed down the family since, a 1962 Land rover which I learnt to drive in when I was 6.My never project is an early Range Rover which has been in various stages of rebuild for nearly a decade, every year I promise myself this will be the Range Rover year.

pd

Phil Dunne - Born in a little mining Village in South Yorkshire, I moved to Silverstone in 1992 when my job as an engineer at British Steel ended. I then worked as Front of House Manager at the busy Driving School at Silverstone Circuit. This meant dealing with Formula 1 administration right through to club events at various Circuits both here and in Europe. I have been interested in classics from a young age – my grandfather was passionate about Jaguars and, at the age of 7, I was pit crew for my uncle in the 70's! Although I am now the Classic Car Underwriter at Hagerty, I don't think I have ever grown up!
Cars in the past have been varied from Mk1 Escorts to a late Alfa Romeo Spyder, Morris's to a Figaro! Have a 1971 Lotus Europa in need of TLC but I will wait on my big 50 present for that along with a Spitfire in the pipeline! Put simply I am a Petrol Head!

Finally, we also provide valuations for classics. This is a work in progress and we would love your feedback. Please follow the link below for more information.

www.hagertyinsurance.co.uk/classiccarvalue